Financial Solutions for Your Educational Journey

EdFin provides innovative loan products designed specifically for students and skilled professionals pursuing opportunities in Australia.

Our Services

Choose the financial solution that matches your needs

ENPL

Enrol Now, Pay Later
Visa Support Proof of Funds

Visa-Ready Funding Solution

Get your student visa sorted quicker with ENPL. We provide credible proof of funds for your visa application while you manage cash flow flexibly.

Key Benefits:
  • Visa-ready fund access
  • Funds go direct to provider
  • 100% Secured model
  • No COE required initially
Coverage:
Tuition Health Cover Living Costs Flights Visa Fees

PAYL

Pay As You Learn
Onshore Students No Collateral

Flexible Study Financing

Break big payments into smaller, manageable fortnightly payments. Designed specifically for international students already in Australia.

Features:
  • Up to $15,000
  • 3–12 month terms
  • Fortnightly repayments
  • Early repayment discounts
Eligibility:
Valid Student Visa Valid COE Australian Bank Account
Available to onshore students only

PAYW

Pay As You Work
Skilled Professionals Relocation Support

Smart Relocation Finance

Got the job offer but not the funds to move? PAYW finances your relocation and settlement costs with flexible repayments after you start working.

Benefits:
  • Up to $25,000
  • 6–24 month terms
  • Covers rent & relocation
  • Income-based repayments
Target Sectors:
Healthcare Engineering Information Technology
Requirements:
  • Valid work visa or capacity to obtain one
  • Formal job offer in Australia
  • Demonstrable capacity to repay

How Edfin Works

A seamless digital experience from application to repayment

Apply Online

Complete our simple online application with required documents

Get Reviewed

Our system processes your application with real-time status updates

Receive Funds

Funds disbursed directly to providers or your account as needed

Track & Manage

Use your personal dashboard to monitor loans and payments

Flexible Repayment

Make payments through our secure portal with flexible schedules

Complete & Grow

Finish your loan and access higher amounts for future needs

Ready to Start Your Journey?

Join thousands of students and professionals who have achieved their goals with EdFin's financial solutions.